At that stage you could withdraw one third of the investment

At that stage you could withdraw one third of the investment

You could select retirement age as 65 at which time your tax rate will reduce as per the tax tables which are more favourable to people 65 years and older. At that stage you could withdraw one third of the investment and receive an income from the remaining two thirds. You need to make sure you select the most cost effective retirement annuity, a maximum of 1% fee per annum, otherwise the tax benefit gets used up in fees.Living annuity: As you are retired you could invest in a living annuity.

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